:root {
  --background: #f7f8f9;
  --surface: #ffffff;
  --text: #1f2933;
  --muted: #52606d;
  --border: #d9e2ec;
  --accent: #28536b;
  --accent-dark: #1d3f52;
  --notice: #f4f7fb;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  background: var(--background);
  color: var(--text);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 16px;
  line-height: 1.6;
}

a {
  color: var(--accent);
  text-decoration: none;
}

a:hover,
a:focus {
  text-decoration: underline;
}

.container {
  width: min(100% - 32px, 1040px);
  margin: 0 auto;
}

.narrow {
  max-width: 760px;
}

.site-header {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px 0;
}

.brand {
  color: var(--text);
  font-weight: 700;
  white-space: nowrap;
}

.site-nav {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 8px 18px;
  font-size: 0.95rem;
}

.site-nav a {
  color: var(--muted);
}

.site-nav a[aria-current="page"] {
  color: var(--text);
  font-weight: 700;
}

.hero {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  padding: 72px 0;
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--accent);
  font-size: 0.9rem;
  font-weight: 700;
  text-transform: uppercase;
}

h1,
h2 {
  margin: 0 0 16px;
  line-height: 1.2;
}

h1 {
  max-width: 780px;
  font-size: clamp(2rem, 4vw, 3.25rem);
}

h2 {
  font-size: 1.35rem;
}

p {
  margin: 0 0 16px;
}

.lede {
  max-width: 780px;
  color: var(--muted);
  font-size: 1.15rem;
}

.button {
  display: inline-block;
  margin-top: 8px;
  border-radius: 4px;
  background: var(--accent);
  color: #ffffff;
  font-weight: 700;
  padding: 12px 18px;
}

.button:hover,
.button:focus {
  background: var(--accent-dark);
  text-decoration: none;
}

.content-section,
.page-main {
  padding: 48px 0;
}

.two-column {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 28px;
}

.notice {
  background: var(--notice);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 22px;
}

.effective-date {
  color: var(--muted);
  font-weight: 700;
}

.contact-email {
  font-size: 1.2rem;
  font-weight: 700;
}

address {
  color: var(--muted);
  font-style: normal;
}

.site-footer {
  background: var(--surface);
  border-top: 1px solid var(--border);
  color: var(--muted);
  padding: 28px 0;
}

.footer-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 12px 20px;
}

.footer-inner p {
  margin: 0;
}

@media (max-width: 720px) {
  .header-inner {
    align-items: flex-start;
    flex-direction: column;
  }

  .site-nav {
    justify-content: flex-start;
  }

  .hero {
    padding: 48px 0;
  }

  .two-column {
    grid-template-columns: 1fr;
  }

  .footer-inner {
    align-items: flex-start;
    flex-direction: column;
  }
}